I've seen some of those USB pen drives that have a switch that converts their firmware to be in "floppy" mode instead of "harddrive" mode. maybe that would work for you.

you forgot to specify what platform this is on.. mac or windows?

Mac's can use floppy images natively, or through some sort of floppy software emulator
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80gig red mk2 -- 080000125
(No, I don't actually hate Alan Cox)