I finally did it. I got my RIO installed into my 1999 SAAB 9-5 SE. I put it in the glove box, and connected it to the factory stereo via FM modulator. I drilled a small hole inside the glove box, and ran the wires thru to the side of where the radio is mounted. It works great! And for my ears, the FM mod sound is just fine.
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Rio 30gb 1999 SAAB 9-5SE Mark1 10gb '87 SAAB 9000T glad I don't shuffle tapes/CDs anymore