I have always been puzzled as to why my insurance is so high. My MX5 isn't garaged, but it is off the road and has the proper Thatcham alarm and immobilser. My postcode is also fairly low risk (KT20). I'm only 30, but then you are roughly the same age aren't you Hugo ?

The AON quote was the cheapest, when ever it comes up for renewal time I always get a few silly £1200+ quotes.

My cheapest ever insurance (the MX5 was my first car 5 years ago) was the first year I had the car, £350 fixed price deal that Mazda did when you bought a new MX5. Jumped to £850 in the second year though...