Okay well until a few days ago I had a NextCard Visa, and because the bank behind it failed, my only remaining card is my American Express Blue. Since half the world doesn't take AMEX, I need a new VISA/MasterCard. I know there are sites out there which rank cards and describe them, but there are so many hundreds and thousands of various cards, and often it's hard to find good ones. So I'm wondering if anyone has any suggestions...

My credit is excellent. I always pay my bill every month, but I would like a low APR in case I ever need to carry a balance. I don't want an annual fee, and I don't really care about frequent flyer miles or anything, though I like good rewards programs where I can earn free stuff. Any cards with any kind of price protection or warranty doubling like my AMEX Blue card has would be great, too.

It pisses me off because I had no idea this was coming, and my VISA just stopped working. I get hundreds of credit card offers in the mail each month and end up throwing them out.. Guess I'll have to start reading them. But if anyone knows of any good resources to find cards, or can recommend a good card, let me know.