of course this does raise the big question.
In europe, most houses are made of stone/rock/brick etc with tile/slate roofs and the weather is just wet, maybe the occastional storm.

In the US, hurricanes are the seasonal norm, tornados are commonplace. In the south it gets really hot, in the north it get really cold.
And what are the houses made of? flimsy wood with 2x4 walls, laughable thermal insulation standards and scary (low) wind shear requirements.

WHY?