Ah, but you should.
Sorry to get this OT, but why? Pretty much the only thing I do is upload files, and FTP is far easier for that, plus I don't think my host likes me to do it (I think).

I may be thinking about Telnet anyway, so that's probably the issue. But again, I'm only uploading files and occasionally changing permissions (CHMOD), which is all easily done with FTP.

Tony: how are you creating your .htaccess files? I was under the impression that the login and password had to be encrypted then placed in the .htpasswrd file.
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Matt