Yeah, same here - I pay an extra Fl 25.00 per car I run the empeg in for a year's theft cover from the car while it is installed (Aaggh! 100 bucks extra per year )

My insurer told me they wouldn't insure my car AT ALL if I installed the empeg in it, let alone insure the empeg itself. Apparently the stereo to car value ratio was just too great for their actuarial tables. The fact that I never leave the empeg in the car didn't interest the flunkies that I spoke with. I found this... disappointing.

Richard.