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Phew. That was long-winded for something that no one cares about.

But I did find it an interesting read, so thanks. I recently switched banks (consolidating accounts with my fiancee). I've kept my old account open though, in large part because I wanted to make sure that no bills were due on it (though I never do automatic bill payments, anyway), and that direct deposit from work didn't fall through the cracks -- and good thing, too. Like your experience, my direct deposit went to my old bank, when I wasn't expecting it, but since I hadn't closed my account, yet, it was no big deal.