Ugh, we've already gone through this in another thread. Are you saying that you never, ever give your waiter/waitress your card to take somewhere to run it?
Not once since chip and pin arrived arrived in restaurants.
So what's the difference? Do you have an awful credit card company who does nothing for you if there are fraudulent charges to your card?
Credit card companies in the UK are bound by law to refund you unless you have been reckless. But that isn't the point.
Having your card number stolen means you first have to spot that it has been stolen. It means spending time working out which transactions are fraudulent (which is a pain if you make a lot of random Internet purchases on the card). It also (in my experience) means 40 minutes on the phone to card provider working through months of transactions convincing them that your valid transactions really are valid...
And on top of that it means a new card number. Which means working out which reoccurring charges are set on the old card and going and logging into websites that you've long since forgotten the password for to give them the new number.
So having a card number stolen is a pain in the arse. Unfortunately it still happens despite chip and pin, thanks to the fact that chip and pin doesn't work for online transactions yet
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