...so far every time I've done a check (or simply used the web interface to access a file remotely), the files have been there without issue.
I've done this every so often too, and I've had the same experience. This is an essential part of a backup process, IMO. If you haven't tested a random file retrieval, you have no idea if your backup is working. I've seen/heard of many corrupted backups that gave no indication there was anything wrong.
I paid upfront for 4 years unlimited (about $280) and I'm just over 12 months in on that.
That's what I paid for too. It's their most expensive plan, covering up to 10 computers with unlimited data. One computer unlimited is about half that, and one computer for 10GB is about half again. You pay a little more if you pay for less time up front.
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