Knowing that if I get in an accident, it is the other guy's car that gets crumpled.

To me, this translates to:

Knowing that if I get in an accident, the other guy is more likely to die.

which I'm not comfortable with. I know you meant:

Knowing that if I get in an accident, I'm less likely to die.

(the statistics for which we have debated and with which you disagree), but I can't get the other one out of my head.