That is valuable advice - they have mentioned an iPod (and I lust after one so much!) but the replacement cost of the empeg seems to be quite high - higher than my purchase price! I bought a 40 gig empeg for 350 quid all-in but looking at the for-sale forum people are talking about a lot more than that for units. What is the "going rate" for a 40 gig empeg? If it's not too unreasonable I might get the insurance company to shell for an iPod and buy an empeg anyway