I'd say you'll probably won't run into problems until you'll start playing some heavy FPS games (like quake 3) for an extended period of time. Those things really stress your GPU.
Otherwise you'll probably will be fine. If the unit were to crap out because of the lack of the fan, it probably would have done so by now.
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Riocar 80gig S/N : 010101580 red
Riocar 80gig (010102106) - backup