I downloaded USB drivers from the net somewhere

And tell me, just how many USB devices have you been able to use successfully with those drivers? Whenever I've been told by people that they've added USB drivers to Win95, they always follow it up with "and it's really flakey, I've had lots of problems with it."

The fact is that the Win95 operating system was not designed to support USB at all, ever, and any way of getting USB to work on top of Win95 is a complete kludge no matter how you slice it.

I recommend using ethernet instead. You're also welcome to see if you can get one of those USB-to-ethernet convertors working under 95, best of luck.