1) Yeah, I won't use paypal now either. They shut my account down when they tried to run a credit through on an old number that had been changed because of fraud. Then they won't turn it back on without linking it to a checking account and providing sixteen forms of ID, neither of which is something i'm ever going to do.

Dude, they did the same thing to me! I lost my card, they tried to run it, now my account is "restricted." Last I heard, they wanted my birth certificate, social security card, and first born to get my account running again. Thanks PayPal.