> This is a great opportunity for a reputable financial
> institution to step up and take away all of Paypals
> customers with a safer format.

Isn't that what c2it from Citibank is supposed to be?
(If you call Citicorp reputable, that is. At least when they screw you it is all clearly put forth in their account agreements. I call 20+% credit cards usury, when money markets are returning only a few percent.)

But in any case, they *are* a bank, governed by laws and covenants thereforeoverunder applied henceforth in perpetuity ipso facto ad nauseum.

Can I hear a "habeus corpus" brothers and sisters!