Well... this brings up an interesting question. I called my insurance company to see what to do should the Rio player get stolen since it was more or less a collector's item now. They said they'd try to replace it with the same one (YEAH RIGHT!) and if it wasn't available, they'd replace it to fair market value unless I had an appraisal of the radio... Well, I paid $500 for my player and added a 40 GB hard drive...

So, what do the rest of you do as far as insurance?