You can't insure against internet credit card fraud. I guess there's so much of it that the premiums would be unrealistic. All you can do is detect it, and that means having a human take a long hard look at every order, and manually follow up on absolutely anything vaguely suspicious.

The police aren't usually very interested in international fraud on a small scale. On occassions they were already investigating the individuals concerned but it's usually long term and I haven't yet had the pleasure of attending a trial. I live in hope, or I could just post some names and addresses here

Rob