Thanks Justin.
It turns out that the problem was my f+#*king Western Digital main hard drive. I have never had good luck with these drives since their quality started going downhil in the last 5 to 10 years.
The drive apparently went bad. I couldn't fix it with the recovery console and the S.M.A.R.T. hd technology they all use now also is saying it is bad. So I ended up having to get another drive. A Maxtor this time. I've never had a problem with a Maxtor plus they are almost always less expensive.

I luckily ended up finding Runtime Software's GetDataBack program for NTFS file systems and was able to recover most of the data from the drive but I'll have to put it all back manually. I don't see a way that I can use File & Setting transfer wizard to do it from a recover directory.

I also ended up installing XP Home since I wanted to get the service pack update since my Pro is a bootleg from someone.
I'd rather use the Pro though. Does anyone know if it is possible to use Pro to upgrade the Home edition and not lose the service pack?
Also if anyone knows how I can transport my settings and programs to the new install from a recovery directory on the same drive please pipe up and let me know.

Hopefully I will be done with all this setting up and installing by tomorrow the latest and be able to start on all the back orders I have on log then.

Barring any more computer problems I will find a way to get them all out this week.

Thanks everyone for your patience.