A 2 or 3 inch crack will probably require windsheild replacement. If your insurance policy has comprehensive glass then your set. They are usually very good about replacing broken glass (doesn't leave bad marks on your policy record). Anyway, I would defientely try to go thru your insurance company first. They may recommend a company to do the job but there may in all liklihood be no charge (and a lot of places will travel to your home or work to replace it). Of course I'm in NY and all my ramblings may not apply in Ca.