In reply to:


well, lets pretend that i've been doing a lot of under the table consulting (6 figures) and i'd rather not let uncle sam take 40+% of it away from me. my bank account has enough and i was told if i deposit much more that i would surely be audited.



You may get audited anyways and if you do the IRS will certainly notice you are spending more money then you claim to be taking in (unless you just plan to sit on it all)- then you will wish you just paid the taxes.