Better pay that back quick! In a few decades you might end up owing 8 cents
Hah! Aren't you the optimistic one!
At 5% interest compounded annually, it would take only three years to reach the 8 cents mark. After just two decades, you'd be up near the 20 cent range.
Watch out, that compound interest will eat you alive!
tanstaafl.
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"There Ain't No Such Thing As A Free Lunch"