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base the premiums off of others who drive the same Make/Model

Of all the crazy insurance schemes, I'd never heard this one before. So all the value-conscious normal people who want a 90's Honda are getting punished because of the street racers who also own them? Maybe I should buy a 90's Mercury or Buick to match the over-cautious over-70 crowd.

Thanks for the feedback, everyone. Nothing like real-world recommendations. My company is currently "looking into" the years of overcharging, so I'm not sure the outcome. But, with your tips, I'll be ready to switch if things don't go as planned. Thanks again.
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FireFox31
110gig MKIIa (30+80), Eutronix lights, 32 meg stacked RAM, Filener orange gel lens, Greenlights Lit Buttons green set