Happy to meet up and give you the benefit of my dubious experience, as a slight payback for all the effort you've put in to my PC problems.

Taking a couple of points:

Setting up a limited company (As it would be called here), does shield you from most things if it all goes wrong, but if you need a bank loan, you'll be lucky to get one without a charge over your house: Even more reason for keeping your nest egg. In some cases, your landlord may want a similar charge, as, in some industries, do your suppliers.

Patrick is spot on, about a good accountant: In my recollection, mine took care of just about all the aspects of setting up a limited company. If you need one, I can introduce you.

Oi! Whose nicked my avatar.