Originally Posted By: Redrum
I do need to look into how to investing negatively (like I said I don't even know the correct term here) because I feel a lot of companies are way over priced and set to go down the tubes.

I think you mean shorting. It is when you borrow a number of shares, and have to pay the shares back, so you hope the share prices drop and you can pay off the loan cheaper than you took it for.