Okay, so how do I edit this file? I've looked in it, and it's only a few lines, but I didn't see where our previous passwords were stored. I might not fully understand how it all works. Actually, I'm pretty sure I don't.

Another problem is that when I'm uploading the .htaccess file (using CuteFTP) I can't see it in the directory once it's uploaded. Is that a bad sign?
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Matt