In my experience with city inspectors they seemed more concerned about how many inches off the floor something was or if it met some stupid city code.
Luckily I live way in the sticks and we barely have building codes.
Perhaps Canada has laws that make sense and inspectors that are competent and not "on the take."
In the O’l days my mom worked as a secretary for two building inspectors. Until they went to prison for accepting bribes.
I'm with you that the inspections don't mean much but I would think if you got the permit and inspections the insurance couldn't deny paying because you did it yourself.
When I built my house the guy "let me by" on stuff because he didn't want to come back. The dumbest thing ever was they told me I couldn't get the certificate of occupancy without having appliances.
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