Hmm, tough choice. Offers from friends who I personally know and trust, versus a faceless company that has 800-number support. I know that one isn't necessarily going to be any more reliable than the other. Hmm.... It's about 6pm PST on Sunday, I'll give XL a call and see if they answer. If not, then their support isn't 24/7 and so at that point it doesn't matter to me anyway.