Do you get endorsements on your licence in America? Over in the UK it's not the fine I worry about, it's the points. If I got caught speeding twice this year I'd probably have to sell my new car as the insurance would probably double.

Having my new car has almost taken the fun out of driving it, as soon as I have a nice straight piece of road instead of booting it and having some fun I find myself looking out for Gatsos, Truvelos, Specs, policemen hiding behind trees, etc. scared shitless I could get caught for doing 33 in a 30. Even worse you could drive down a long stretch of road doing 33 and go from having a clean license to being banned, as systems like the truvelo don't even tell you they've caught you!