I couldn't figure out how to do it with tables, but you can do it with divs in strict mode:
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "DTD/xhtml1-strict.dtd">

<html>
<head>
<title>
table test
</title>
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1" />
<style type="text/css">
html,body {
background: blue;
text-align: center;
margin: 0px;
padding: 0px;
height: 100%;
}
</style>
</head>
<body>
<div style="height: 100%; border: 10px solid #000000">
<div style="height: 60px; border: 10px solid #FF0000">upper</div>
lower</div>
</body>
</html>
Also note that you don't have to have styles defined for elements; you can put CSS stuff directly in the style attribute.
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Bitt Faulk