Originally Posted By: canuckInOR
Originally Posted By: Dignan
But would you do the same if you were moving out within, say, two years?

Ah, no. Definitely not. In that case, I'd go for the option that puts the most money in my pocket now.

But a refi could conceivably lower my monthly mortgage payments, or at least let me pay less in interest, which would do exactly that.
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Matt