The opposite is less desirable for people who have insufficient funds to bury their money in property.

It's also less desirable for people who are retired from the workforce and trying to live from their savings, which must be kept in a more liquid form than property. Their savings must be kept as low-risk as possible for the short-term, since they aren't likely to be around long enough for the "long-term" to even things out.

Other than that, I agree.

Cheers