The chain photo places here will sell you the digital negatives as well - $$$. I have the fancy camera and a few speedlights, umbrellas, etc. Unfortunately my daughter just doesn't respond to me taking pictures of her as do other kids, so it's always been crazy difficult for me to get good poses from her. A stranger, and obviously one who does portraits for a living, has much better results with her. My wife took our daughter in for some photos in AUgust and I think the negs of the session were $120 or so 0 she only ordered a few prints for family though.
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Bruno
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