The whole thing has been very confusing for me. I freely admit that I don't understand the whole story, but surely for people who, up to now, haven't been able to purchase such policies, this is a good thing isn't it? I'm unsure as to how it affects people who already have insurance already, I presume it's those people who are bitching about it.

People are very critical of the NHS over here, but I have benefitted from their treatment over many years. I don't have to put my hand in my pocket to see a doctor and the drugs that she prescribes (if any) are a single price (£7.20). I do currently have private health insurance, but that's was an auto opt-in when joined the company so I didn't really think about it.